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Auto Insurance

Basic Auto Plans

Explore basic auto plans required for all motor vehicles in British Columbia. Our policies help clients meet mandatory requirements for minimum protection.

ICBC Optional Insurance

ICBC optional plans include coverage for theft, weather damage, and hit-and-run events, among other accidents.

Private Optional Insurance

We also offer optional private insurance plans custom-tailored to meet your specific coverage needs.

Online Insurance Renewals

Fast-track the renewal process with an easy-to-use system that allows you to secure your policy in a simple and straightforward way.

Secure the Best Car and Auto Coverage with AMC Insurance

Did you know that an average of 960 automobile accidents happen in B.C. every day? Top-quality car insurance services are important to protect you and your family. At AMC, our experienced agents will find the best rates and plans possible for your situation.

ICBC-Enhanced Care (New Auto Insurance)

Basic Auto Plans

The ICBC Basic Autoplan is essential for ensuring that you are safe on the roads. All B.C. vehicles must have at least this basic level of coverage. It includes protection for all of the following situations:

  • Third-Party Liability– In most instances, a vehicle crash causes significant damage to vehicles and property. Crashes can also cause bodily harm. If you’re responsible for the accident, your Basic Autoplan covers up to $200,000 for injuries and vehicle damage for the other party.
  • Accident Benefits– The Basic Autoplan accident benefits cover any medical costs and lost wages for you and your passengers if you are injured in a car crash, regardless of who is at fault.
  • Hit-and-Run Protection– Coverage of up to $200,000 is available to B.C. residents whose property is damaged or who are injured or killed by an uninsured or hit-and-run driver.

Optional Autoplans

ICBC Optional Autoplan has a wide range of products to increase your level of protection including:

  • Loss of Use
  • At-Fault Collision
  • Specific Perils
  • Rental Vehicle Coverage
  • Extended Third-Party Liability
  • New Vehicle Protection
  • Comprehensive
  • Motorist Protection

Private Optional Insurance

With private auto insurance, Vancouver residents can expect coverage for the following through Family Insurance Solutions and Intact Insurance: 

  • Extended Liability
  • Collision
  • Comprehensive Cover or Specified Perils
  • Limited Depreciation
  • Replacement Cost

Speak with an AMC Insurance agent for specific details about private optional insurance.

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Get the Auto Insurance You Need with Our Experts

At AMC Insurance, we understand that researching and comparing insurance companies can be frustrating and time-consuming. That’s why our team of independent insurance brokers is your best ally. AMC Insurance works with multiple insurance companies across Canada to provide you with the country’s best, most comprehensive insurance options.

Choose AMC Insurance Brokers for Your Auto Insurance

When you choose AMC, you’re choosing a team of professionals who work for you. We do the legwork to find you the best insurance coverage at a price that fits your budget. Don’t wait to call! Contact us today to speak with a broker about the protection that’s right for you. Get auto insurance that is:


Our agents have an extensive professional network that gives us access to the best auto insurance rates on the market.


We’re committed to finding you the right policy for your needs. We work hard to save you money without sacrificing the quality of your policy.


At AMC, we understand how much your assets mean to you. Our policies protect you financially and give you the peace of mind you deserve.


What Is Collision Coverage?

Collision covers damage to your vehicle if you are in an at-fault accident. The collision also helps pay for towing and storage (If necessary) even if the crash is your fault. Collision is an optional additional coverage with ICBC.

Why Is Comprehensive Coverage?

Comprehensive coverage is similar to “All Risk” coverage. All perils are insured unless excluded in the policy wordings.

What Is Specified Perils Coverage?

Specified Perils insures your vehicle for loss or damage from fire, earthquake, explosion, lightning, windstorm, hail, rising water, and theft. Specified perils is typically a lower-cost alternative to comprehensive coverage.

What Information Should I Collect If I Am in a Car Accident?

It is a good idea to record the following to speed up the claims process:

  • Information on the other driver(s) including: drivers licence number and issuing province or state, name, address, and phone number
  • Information on the other vehicles involved in the crash: Plate number and issuing province or state, Vehicle Identification Number, Registration number, Year, Make, and Model of the car.
  • Name and Contact information of witnesses
  • Details on the accident, such as the direction the vehicles were driving and what lane the vehicle was in
  • Where and when the accident took place
  • Weather and road conditions

How Can I Get a BC Auto Insurance Quote?

To get an ICBC autoplan quote, you can visit or call any AMC Insurance location in BC. Alternatively, you can request a car insurance quote through our online quote request form. AMC Insurance can also provide auto insurance quotes for private car insurance in BC.

Ready to Protect Your Assets with Affordable Insurance Coverage?

Get started today! Our agents are waiting to help you explore your insurance coverage options.


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