When you run a business, you never know when you may need protection.  Liability insurance is important for business owners. If someone seeks compensation for perceived wrongdoing caused by you or your business, liability can help protect you.  Let AMC be your choice for Liability Insurance

Types of liability insurance

There are many different types of liability insurance policies. Just a few are Personal LiabilityCommercial General Liability, Third Party Liability and Professional Liability.

Commercial General Liability

Commercial General Liability insurance is required as soon as a company starts operating.  There are liability risks for owners of commercial businesses, ownership of commercial buildings and also non-profit organizations.  If you are involved in one or more of these then and you do not adequate insurance, then please reach out with any questions you may have.

A commercial general liability insurance policy covers many situations that can bring an action against the company.

An example of commercial liability protection would be when a worker completes work on a job and then later a defect happens that causes damage.

Coverage could also include protection against having a customer slip on ice on your place of business.

Professional Liability Insurance

Professional Liability insurance addresses exposure to risk that is different from a general commercial liability policy and requires an additional coverage. The key difference is specialization.

Providers of professional services that are at risk can include doctors, nurses, lawyers, accountants, engineers, or architects.

If a client alleges there was a failure to provide proper professional services, that client could claim they suffered a form of economic damage and wants to be compensated.

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