Liability Insurance

Personal Liability

You’ve worked hard to build a life you can be proud of and must protect your assets. Personal liability protects you from the financial risks of owning property.

Commercial Liability

Commercial liability insurance is required to run a successful business. These policies protect you from financial risk from personal injury or property damage.

Third-Party Liability

If you run a business subject to third-party liability, you need an affordable policy that protects you from financial responsibility if an accident occurs.

Professional Liability

Professional liability insurance policies address exposure to specialized risks for services from professionals such as doctors, nurses, lawyers, accountants, and architects.

Why Choose AMC Insurance For Your Liability Insurance?

You never know when you may need protection when you run a business. When you do, there is one name you can trust—AMC Insurance. Our team consists of experienced and professional agents and brokers with qualifications, such as CAIB and CIP. We are available any time and ready to help our valued customers ensure they get the highest level of service.

Liability insurance is vital for business owners. If someone seeks compensation for perceived wrongdoing caused by you or your business, liability can help protect you. Let AMC be your choice for liability insurance in British Columbia.

Types of Liability Insurance

We offer all types of liability insurance, including personal, commercial general, third-party, and professional. While we provide primary liability insurance policies, we also offer specialized policies such as:

Commercial General Liability

Commercial General Liability insurance is required as soon as a company starts operating. There are unique liability risks owners of commercial businesses face. If you own a commercial business, you need a general liability policy to protect your assets.

A commercial general liability insurance policy covers many situations that can bring an action against the company. An example of commercial liability protection will be if a defect occurs after you complete work on a job. Coverage could also include protection against personal property damage or injury if someone falls at your business.

Professional Liability Insurance

Professional liability insurance addresses exposure to risk that differs from a general commercial liability policy and requires additional coverage. The critical difference is specialization.

Professional services providers at risk can include doctors, nurses, lawyers, accountants, engineers, or architects. If a client alleges there was a failure to provide proper professional services, they could claim they suffered economic damage and demand compensation.

Get a Free Liability Insurance Quote

Shop Our Liability Insurance Policies With Our Specialized Insurance Brokers.

You’ve worked hard to build your assets, so you must protect your valuables. We represent Canada’s largest and most financially stable insurance companies, allowing us to secure competitive rates without compromising coverage. Our liability insurance experts are committed to working with you to design a policy that meets your needs and fits your budget. Ultimately, this gives you the peace of mind you deserve.

Choose AMC Insurance Broker for Your Liability Insurance

Whether you need a basic liability policy or unique coverage options, AMC Insurance is here to help you. We pride ourselves on being the most trusted BC insurance company, working hard to bring you the coverage you need at the most affordable rates. When you choose AMC Insurance, you take advantage of the following benefits:

Experience

Our agents have extensive experience working with businesses and individuals to secure the correct liability policy to protect your assets.

Commitment

We’re committed to finding you the most affordable rates and work hard to ensure you get the coverage you need at a price you can afford.

Value

At AMC, we understand how much your business means to you. Our policies protect you financially and give you the peace of mind you deserve.

Liability Insurance FAQ

Do I Need Liability Insurance?

Liability insurance is vital to protect you and your business from the financial impact of a liability claim. Most companies are required to carry a liability policy to operate in British Columbia. While personal liability coverage is not mandatory, it is recommended if you own property.

How Much Coverage Do I Need?

The coverage you need depends on several factors and varies from person to the next. You should have enough protection to cover the minimum value of your property and belongings.

How Is My Premium Determined?

AMC Insurance considers several factors when determining your premium amount. This includes the type of business or property you own, risks, hazards, and the value of your property.

Do You Offer Insurance Discounts?

We work hard to find you the most affordable insurance policy on the market. If discounts are available, our brokers will ensure you get anything you qualify for, including zero claims history, security enhancements, multipolicy discounts, and more!