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Contractor Insurance

Pre-Qualification Letters

Pre-qualification letters can help you secure jobs while you wait for your legally-enforceable bond. Provide letters to your prospective employer and assure them that your business and work are vouched for.

Bid Bonds

Bid bonds are designed to protect owners. They assure them that if you were to secure a contract with them, you’d be obligated to finish the work or payout. Bid bonds also increase your likelihood of securing jobs.

Surety Bonds

Contractors’ surety bonds are the most liable form of job security. They assure the owner who contracted you that they will be financially reimbursed if you do not finish the job.


Liability insurance protects contractors from financial liability if a job isn’t completed due to unforeseen circumstances. It also covers you if damage or personal injury occurs on your job site.

Choose AMC Insurance For Your Contractors Insurance

As expected of their work, contractors have a wide range of unique risks that they have to deal with daily. Contractors are often in transit, which includes transporting their tools and equipment and other employees and supplies between several job sites. Also, expensive equipment and supplies can be stored both on- and off-site, making them vulnerable to theft or damage/destruction.

Since contractors secure jobs through various contractual agreements, they must be able to secure them using different contractual bonds. These provide security for both the contractor and those they are doing work for. Not only this, but the contractor also has to protect themselves in the event of any liability claims made against them.

With so many risk factors to account for, insurance is imperative to ensure you can protect your job and your livelihood. AMC Insurance offers comprehensive options for contractors’ insurance within BC.

Contractors Insurance

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Shop Bonds For Securing Work With Our Specialized Insurance Brokers.

In general, all surety bonds involve three parties. The surety (the insurance provider), the contractor (you), and the owner (the business or individual that you will be doing work for). Most surety bonds focus on having the surety guarantee the owner that if you fail to deliver on your contract, the surety will reimburse the owner for any financial issues this creates. Surety bonds can also include guarantees that the contractor will be legally obligated to amend any problems that are their fault that eventuates from their work after the fact.

Choose AMC Insurance Broker for Your Contractors’ Insurance Needs.

Whether you need surety bonds or a liability insurance policy, AMC Insurance is here to help you. We pride ourselves on being the most trusted BC insurance company, working hard to bring you the coverage you need at the most affordable rates. When you choose AMC Insurance, you take advantage of the following benefits:


Our agents have extensive experience working with contractors across all industries to provide the right surety bonds and liability policies for your protection.


We’re committed to finding you the most affordable rates and work hard to ensure you get the coverage you need at a price you can afford.


At AMC, we understand how much your business means to you. Our policies protect you financially and give you the peace of mind you deserve.

Contractor Insurance FAQ

Why Should I Buy Contractors Insurance?

Contractors’ insurance is a requirement for sole proprietors and corporations. While some owners may allow you to bid for a contractor’s work without proof of insurance, you need to show your insurance before your work begins. Contractors’ insurance is required to run a successful business in BC.

Contractors’ insurance can be customized entirely to cover your liability exposures. Your coverage is based on your specific business needs. Contact your broker to find the right fit for your company.

Our agency does not charge for certificates of insurance.

AMC Insurance has a team of agents who can assist your company with your bonding needs. Call 1-866-350-8555 for assistance.

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