RV insurance is mandatory in British Columbia.
Make sure that you have the best RV Insurance for you and your vehicle.
Owning an RV can be a fantastic and freeing experience. For some people, owning a hybrid travel trailer or motor home allows them to have the flexibility to spend weeks or months out of the year traveling across Canada and the United States. Other people may use their RVs to take spontaneous weekend vacations to campsites or beaches.
Whatever the appeal may be for you, it’s critical to make sure that your RV is fully insured.
It’s a common mistake to think that adding your RV to your regular auto policy is enough coverage. Getting a special endorsement on your car insurance indeed provides some coverage in case of an accident. Still, a standalone RV policy offers a much broader umbrella of protection.
This is especially important if your RV is also your home. Obtaining a complete, comprehensive RV policy means that your way of life is protected in case of accident, theft, personal liability, or property loss.
For most RV owners, their trailers and motor homes are more than just a convenient way to travel. Because of this, we encourage RV owners to speak with an AMC broker to find the best possible RV insurance in Vancouver.
Standalone RV insurance is like two policies rolled into one. It not only protects your vehicle like car insurance, but it also protects your living space like home insurance. It’s natural to think of needing motorist insurance in case of collisions or road emergencies.
However, many RV owners forget to think about the accidents and liabilities that can arise from being parked in a campground. Besides theft, there is also the possibility of fire, severe weather damage, wild animal damage, and other unforeseen liabilities.
There are several classes of recreational vehicles that need special insurance:
Standard insurance policy coverage will depend on your RV. Units that are motorized need the same kind of coverage as your car, like liability, comprehensive, and collision.
If you only plan to vacation once or twice a year, you may be able to get by with seasonal coverage. Trailer RVs will need insurance coverage for damage, both on and off the road.
When you insure your RV, you might want to consider these important options:
Motor home insurance is specially designed with travelers in mind. When you come to AMC for your RV insurance needs, you can feel confident that we will do all we can to help you build a customized policy that covers all of your concerns. This means that your next trip will be made with peace of mind without breaking the bank.
Contact us or click on the quote request button to let one of our friendly and professional brokers help you keep your way of life safe and secure.