AMC Insurance Acquires All Risk Insurance Agencies Ltd.
Our New office in Downtown Vancouver is located at 206 Davie St, Vancouver, BC V6B 5Z6

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Home Insurance

Home Liability Insurance

Your home is your castle, but even the safest homes can have accidents. That’s why it’s important to have liability insurance to protect you and your family from the unexpected.

Contents Insurance

Content insurance can give you peace of mind knowing that your possessions are covered. So if something happens, you can focus on what matters most – rebuilding your life.

Property Insurance

We offer a wide range of property insurance policies to suit your needs. Whether you’re looking for house, condo, or strata insurance, we can help you find the perfect policy.

Home Living Expenses Insurance

AMC Insurance offers Home Living Expenses cover to help you cope financially if your home is damaged or destroyed by fire, burglary, storm damage or other events beyond your control.

Analyzing Cost Factors That Determine Home Insurance Rates

At AMC Insurance, we work hard to find the most competitive rates for your home insurance needs. Before you start shopping, explore the following factors that determine coverage costs:

Replacement Cost

The primary factor that determines your insurance rates is the cost of rebuilding your home and replacing your valuable contents.


Your location also plays a significant role in costs. Your rates will be higher if you live in an area prone to severe weather conditions.

Claims History

If you have a history of making claims, the cost of your premium will be higher. You may also be limited to the discounts available to others without a history.

Property Age

If your roof or other important structural components of your home are of an older vintage, you may find that your homeowners insurance premium will be impacted. The age and condition of these elements can put you at a greater risk for property damage due to inclement weather conditions and other issues, potentially leading to higher premiums. It is important to take this into account when looking for the best possible coverage for your home.

Credit Score

Your credit score is also used to determine your insurance rates.

Hazard Risks

In urban areas, homes often come with enhanced protections against a variety of dangerous situations, such as fires or flooding. While these measures can provide peace of mind to homeowners and occupants, they don’t always guarantee complete protection from peril. Depending on the severity of the risks in your home’s particular area, insurance companies may charge higher premiums due to potential hazards.

Tenant Insurance
BUNDLE Home AND Auto to SAVE on Insurance

Bundle & Save On Home Insurance

Bundle and save on the total premium of your home and auto insurance, with this combined bundle, you can make sure, your home and your cars get the best security possible.

Utilize our bundling savings for multiple homes, multiple vehicles, motorcycles, and more to bundle more and save more.

If the policies are with the same insurer or a different insurer from the customer’s primary policy, bundle discounts may be available. All offers are subject to conditions and limitations.

Get a Free Home Insurance Quote

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Protect One of Your Most Valuable Assets - Your Home.

Homeowners insurance is one of the most crucial forms of asset protection you’ll need. At AMC Insurance, we simplify the process to help you find the perfect coverage for your unique needs. Every client should get the individualized service they deserve, with basic coverage and add-ons to meet your specific requirements. Our brokers work hard to help you find the perfect fit for your insurance needs. we are proud to serve as your local insurance broker in British Columbia. With 9 branches throughout the province, you can rest assured that you will always have access to the knowledgeable and dedicated team of insurance brokers near you who specialize in providing insurance services tailored to meet your individual needs.

Shop the Best Home Insurance Rates from Specialized Home Insurance Brokers with A Reliable Network of Providers

Our insurance experts are committed to helping you design a policy that works for you. We have the professional relationships required to secure competitive rates without compromising your coverage, with connections to some of Canada’s largest and most financially stable insurance companies. Get the peace of mind you deserve with AMC Insurance representing your home insurance needs.

House Insurance

Get comprehensive protection for your house, valuables, and your family.

Tenant Insurance

Protect your valuables and meet rental contract demands with tenant insurance coverage.

Condo Insurance

Get the insurance coverage you need for the unique requirements of condo living.

Home Insurance FAQ

What Types of Home Insurance Coverage Does AMC Insurance Offer?
AMC Insurance offers comprehensive insurance coverage for single-family homes, condos, apartments, rental dwellings, and home-based businesses. We offer various add-on services including identify theft and liability coverage.
Our insurance policies are custom tailored to meet your specific needs, so your policy covers whatever you request when working with your broker. If you have specific questions about coverage options, feel free to contact us.

Insurance companies consider several factors when determining your premium, including:

  • The age and condition of your home
  • Your home’s value
  • Your location
  • How your home is used
  • Your past claims history
  • Hazard risks
  • The number of years you’ve lived in your home
  • How much protection you need

We work hard to help you find the most affordable insurance policies for your needs. If discounts are available, our brokers will make sure you take full advantage. Other ways to save on your insurance premiums are:

  • Reevalute your coverage annually to ensure it reflects your current value and condition of your home and accounts for major improvements or upgrades.
  • Add preventative measures to ensure the safety of your home and valuables, such as alarm systems, backwater valves, water sensors, sump pumps, and more. You should also perform routine maintenance on your plumbing, electrical, heating, and cooling systems.
  • Avoid cancellation penalties by renewing before your insurance expires.
  • Ask about flexibility with your coverage.
  • Pay your premium annually to avoid interest charges and service fees.

Most insurance policies offer extensive water damage coverage that protects your property in the event of a water issue. Availability depends on your individual situation and options can be customized to meet your needs. Talk to your broker for more information.

Although home insurance is strongly recommended, homeowners are not required by law to carry insurance protection. Still, if you have a mortgage on yoru home, your mortgage company may require you to carry home insurance. Talk to a broker to asses your specific needs and requirements.

Ready To Protect Your Home With Affordable Insurance Coverage?

Get started today! Our agents are waiting to help you explore your insurance coverage options.

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