Classic Car Insurance
Protecting Your Classic Car Is Our Top Priority
What Is Classic Car Insurance?
Vintage cars differ entirely from modern vehicles, meaning they need separate insurance coverage. Insurance for classic cars policies are specially designed for antique and collectible vehicles, mainly because they are typically seen as a particular type of investment. This auto insurance covers more than a traditional auto policy normally would.
Collision
Comprehensive
Uninsured/Underinsured Motorist
Unique Spare Parts
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Shop Our Classic Car Insurance Policies With Our Specialized Insurance Brokers
Classic and antique cars are unique assets. Since they are investments you can also drive for pleasure, it’s essential to have comprehensive coverage in case of an unfortunate accident. Anyone who has dealt with one of these vehicles’ maintenance and upkeep costs understands what an investment it truly is and would likely want to avoid the risk of driving without adequate coverage.
Classic car policies cover damages that might occur on the road and the risks that come along with unforeseen accidents at home. If there is damage to your car while in a garage, such as break-ins, fires, or other accidents, a comprehensive classic car policy provides coverage for any gaps in your home or auto policy.
Choose AMC Insurance Broker for Your Classic Car Insurance
Whether you need a basic collision policy or unique coverage options, AMC Insurance is here to help you. We pride ourselves on being the most trusted BC insurance company, working hard to bring you the coverage you need at the most affordable rates. When you choose AMC Insurance, you take advantage of the following benefits:
Comprehensive Coverage for Your Beloved Vintage Car
Owning a vintage car is like owning a piece of history, and that comes with special care requirements. Comprehensive vintage car insurance is tailored to protect these timeless vehicles, offering unique features not found in standard vehicle insurance. One standout benefit is agreed value coverage, ensuring you’re reimbursed for the full appraised value if there’s a covered total loss. Additionally, cherished salvage options may allow you to retain ownership of the car even after significant damage. Whether you take it out for occasional pleasure or simply preserve it as a legacy piece, this specialized insurance ensures your classic beauty is fully protected.
Classic Car Auto Insurance Designed for Preservation Enthusiasts
Classic car auto insurance caters specifically to the needs of owners passionate about preserving their meticulously maintained vehicles. This type of coverage stands apart from regular car insurance by including features like guaranteed value coverage, which locks in your car’s true worth. Providers like Hagerty, a leader in collector car insurance, understand these unique requirements and offer tailored policies for classic and collector car owners. Whether it’s accident benefits that are specific to these vehicles or flexible protection plans, you can trust that your classic car will remain safeguarded for generations to come.
Why Insurance for Classic Cars Requires Specialized Features
Regular vehicle insurance often falls short for collector cars, leaving gaps in coverage that could compromise your investment. Insurance for classic cars, however, is thoughtfully designed with features like agreed value policies, ensuring market fluctuations don’t reduce your compensation. These policies also consider that such cars are often reserved for occasional pleasure, helping to keep premiums affordable without sacrificing coverage. Partnering with companies like Hagerty ensures expert care for collector cars, with options that address their historical and financial significance. Whether you’re cruising the open road or preserving it for display, this type of insurance keeps your classic car’s value secure.
Antique Car Insurance for Rare and Treasured Vehicles
Antique cars are a testament to craftsmanship and history, and they deserve insurance policies that reflect their worth. Antique car insurance provides comprehensive protection, incorporating unique benefits like guaranteed value, accident benefits, and cherished salvage clauses. These features allow owners to maintain control over their vehicles even if they experience damages. Unlike standard plans, such insurance focuses entirely on the needs of classic and collector car owners, ensuring their rare and beloved vehicles are treated with the care they deserve. By choosing tailored coverage, you’re not just protecting a car; you’re honoring and preserving a legacy for future generations.
Experience
Our agents have years of experience with the unique needs of classic car insurance. Trust AMC Insurance to help you secure the right policy to protect these individual assets.
Commitment
We’re committed to finding you the most affordable rates and work hard to ensure you get the coverage you need at a price you can afford.
Value
At AMC, we understand how much your business means to you. Our policies protect you financially and give you the peace of mind you deserve.
Car Collector Insurance FAQ
Do I Need Classic Car Insurance?
How Much Coverage Do I Need?
The coverage you need depends on several factors and varies from person to the next. You should have enough protection to cover the minimum value of your vehicle. You can add comprehensive, uninsured motorists, agreed-upon value, and spare parts.
How Is My Premium Determined?
AMC Insurance considers several factors when determining your premium amount. This includes the type of vehicle you own, its age, vehicle value, and how you use it.