AMC Insurance Acquires All Risk Insurance Agencies Ltd.
Our New office in Downtown Vancouver is located at 206 Davie St, Vancouver, BC V6B 5Z6

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House Insurance

Liability Issues

Protect yourself from financial liability from accidents that cause bodily injury or property damage while other people are on your property.

Your Valuables

If you need a policy that covers the contents of your home, including clothes, furniture, electronics, and other valuable personal property, we can help!

Your Property

Find coverage that protects your property, the structure of your home, and any listed detached structures, including garages, sheds, and pool houses.

Living Expenses

Get help covering daily living expenses, including hotel expenses, meals, storage, and more if disaster strikes.

Analyzing Cost Factors That Determine House Insurance Rates

At AMC Insurance, we work hard to find the most competitive rates for your home insurance needs. Before you start shopping, explore the following factors that determine coverage costs:

Replacement Cost

The primary factor that determines your insurance rates is the cost of rebuilding your home and replacing your valuable contents


Your location also plays a significant role in costs. Your rates will be higher if you live in an area prone to severe weather conditions.

Claims History

If you have a history of making claims, the cost of your premium will be higher. You may also be limited to the discounts available to others without a history.

Property Age

If your roof or other valuable property appliances are older, you may notice an increase in your premium.

Credit Score

Your credit score is also used to determine your insurance rates.

Hazard Risks

Though most urban homes come equipped with extra protection for hazards such as fire and flooding, some hazard risks can impact your insurance rates.
Tenant Insurance
BUNDLE Home AND Auto to SAVE on Insurance

Bundle & Save

Bundle and save on the total premium of your home and auto insurance, with this combined bundle, you can make sure, your home and your cars get the best security possible.

Utilize our bundling savings for multiple homes, multiple vehicles, motorcycles, and more to bundle more and save more.

If the policies are with the same insurer or a different insurer from the customer’s primary policy, bundle discounts may be available. All offers are subject to conditions and limitations.

Get a Free House Insurance Quote

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Protect One Of Your Most Valuable Assets - Your Home

Homeowners insurance is one of the most crucial forms of asset protection you’ll need. At AMC Insurance, we simplify the process to help you find the perfect coverage for your unique needs. Every client should get the individualized service they deserve, with basic coverage and add-ons to meet your specific requirements. Our brokers work hard to help you find the perfect fit for your insurance needs.

Shop the Best Home Insurance Rates from Specialized Insurance Brokers with a Reliable Network of Providers

Our insurance experts are committed to helping you design a policy that works for you. We have the professional relationships required to secure competitive rates without compromising your coverage, with connections to some of Canada’s largest and most financially stable insurance companies. Get the peace of mind you deserve with AMC Insurance representing your home insurance needs.

House Insurance

Get comprehensive protection for your house, valuables, and your family.

Tenant Insurance

Protect your valuables and meet rental contract demands with tenant insurance coverage.

Condo Insurance

Get the insurance coverage you need for the unique requirements of condo living.

House Insurance FAQ

What Types of Home Insurance Coverage Does AMC Insurance Offer?
AMC Insurance offers comprehensive insurance coverage for single-family homes, condos, apartments, rental dwellings, and home-based businesses. We offer various add-on services including identify theft and liability coverage.
Our insurance policies are custom tailored to meet your specific needs, so your policy covers whatever you request when working with your broker. If you have specific questions about coverage options, feel free to contact us.
Insurance companies consider several factors when determining your premium, including:
  • The age and condition of your home
  • Your home’s value
  • Your location
  • How your home is used
  • Your past claims history
  • Hazard risks
  • The number of years you’ve lived in your home
  • How much protection you need

We work hard to help you find the most affordable insurance policies for your needs. If discounts are available, our brokers will make sure you take full advantage. Other ways to save on your insurance premiums are:

  • Re-evalute your coverage annually to ensure it reflects your current value and condition of your home and accounts for major improvements or upgrades.
  • Add preventative measures to ensure the safety of your home and valuables, such as alarm systems, backwater valves, water sensors, sump pumps, and more. You should also perform routine maintenance on your plumbing, electrical, heating, and cooling systems.
  • Avoid cancellation penalties by renewing before your insurance expires.
  • Ask about flexibility with your coverage.
  • Pay your premium annually to avoid interest charges and service fees.
Most insurance policies offer extensive water damage coverage that protects your property in the event of a water issue. Availability depends on your individual situation and options can be customized to meet your needs. Talk to your broker for more information.
Although home insurance is strongly recommended, homeowners are not required by law to carry insurance protection. Still, if you have a mortgage on yoru home, your mortgage company may require you to carry home insurance. Talk to a broker to asses your specific needs and requirements.

Ready To Protect Your Home With Affordable Insurance Coverage?

Get started today! Our agents are waiting to help you explore your insurance coverage options.

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