Seasonal Dwelling Insurance

Protect Your Vacation, Seasonal, And Secondary Homes With Our Insurance Policies

Seasonal property and vacation home insurance help protect you against financial loss if a covered peril damages your property. Our policies also cover legal or medical fees you’re obligated to pay if you are liable for damage on your property. Our coverage offers the following benefits to seasonal dwelling owners:

Risk Evaluation

Do you have a cabin in the mountains, a lake house, or a beach cottage? You want to protect your property, whether used for a weekend getaway or seasonal retreat. Our agents will help you find the right policy by assessing your risks.

Customized Policies

No matter the size or type of your property, you need an insurance policy that protects your assets. We understand that all seasonal dwellings are unique. That’s why we’ll customize a policy to meet your needs and budget.

Multipolicy Discounts

Working with AMC Insurance, you can get more value than any other agency. We offer phenomenal discounts when you combine multiple policies. This is the perfect option for clients looking for seasonal dwelling insurance.

Peace of Mind

A well-fitted seasonal dwelling policy helps protect your financial assets when an accident or emergency occurs at your secondary property. When you work with AMC Insurance, you have peace of mind that your seasonal dwelling is covered.

No Primary Residence Requirement

If you have a seasonal dwelling or vacation home, you’ll want to make sure you have an insurance policy to protect it. Unlike other policies, you don’t need to prove primary residence to insure.

Comprehensive Coverage

At AMC Insurance, our seasonal dwelling policies can include comprehensive coverage that protects you from most direct, sudden, and accidental physical losses excluded in other policies.

Liability Coverage

We understand that seasonal dwellings are unique. Our liability coverage protects you if you’re legally responsible for an accident that causes injury to a person or their property while on your property.

Agreed Loss Settlement

Many seasonal dwellings are located near water or in the woods, making them prone to more complex weather damage. If an insured loss destroys your home, you can receive the total amount of agreed-upon insurance minus your deductibles.

Get a Free Vacation Property Insurance Quote

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What is Seasonal Dwelling Insurance?

Seasonal dwelling insurance covers properties used periodically like vacation homes or cottages. It safeguards against risks like fire, theft, and natural disasters. Features include property damage, liability, and living expenses coverage. Essential for protecting your investment from financial losses due to unforeseen events.

Affordable Seasonal Dwelling Policies With AMC Insurance.

We work with some of the best insurance providers to bring you the seasonal dwelling coverage you need to protect your assets.

Find the Right Seasonal Dwelling Insurance Policy for Your Needs - Professional Coverage for Your Cabin, Cottage or Vacation Home

At AMC Insurance, we understand that your property is unique, so we customize our policies to fit your needs. You can choose customizable coverage from AMC Insurance even if you don’t insure your primary residence with us. Here are some risks these policies manage:

Direct Damage

Our seasonal dwelling insurance provides financial protection for direct damage to your property. For example, if your mountain cabin loses its deck from the weight of an ice or snow storm, you’re covered.

Guest Liability

Liability coverage helps with medical bills, property damage, and time off work if you’re legally responsible for an injury at your property. For example, if your fishing buddy slips at your lake house and gets hurt, your policy may cover their medical bills and missed time off work.

Indirect Damage

If your valuables or belongings are indirectly damaged and can’t be repaired, our policies can help cover replacement. For example, if lightning strikes your beach cottage and destroys your computer, your policy will cover replacement costs.

Protect Your Seasonal Dwelling With An Affordable Insurance Policy

Get started today! Our agents are ready to help you find the right seasonal dwelling policy for your coverage needs.

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