Life Insurance
Term Life Insurance
Whole Life Insurance
Universal Life Insurance
Mortgage Protection
Our mortgage protection policies are designed to pay off your mortgage if you pass away unexpectedly.
Critical Illness Insurance
Disability Insurance
Key Person & Group life Insurance
Health & Dental Insurance
Health and dental insurance can significantly minimize your out-of-pocket expenses for prescription drugs, vision care, registered therapists like chiropractors, as well as visits to the dentist for preventive and corrective dental treatments.
Find Affordable Life Insurance Rates Based On These Factors
Age
Health
Family History
Occupation
Hobbies
Policy Type
Get a Free Life Insurance Quote
Shop Our Life Insurance Policies With Our Specialized Insurance Brokers
For many, buying life insurance is a tough and complicated process, and it’s okay to feel overwhelmed when looking for the right policy. Take your time when considering how much life insurance is necessary for you and which policy is best for your family.
BC life insurance policies cover many different scenarios that you may or may not be interested in, so it’s crucial to review your options carefully with someone who knows life insurance in British Columbia extensively. At AMC Insurance, our brokers can help you find the right policy for your unique needs.
Choose AMC Insurance Broker for Your Life Insurance
Experience
Our agents have extensive experience working with individuals and families across all industries to provide the right coverage for your protection.
Commitment
We’re committed to finding you the most affordable rates and work hard to ensure you get the coverage you need at a price you can afford.
Value
At AMC, we understand how much your assets mean to you and how hard you’ve worked to build a life for your family. Our policies protect you financially and give you the peace of mind you deserve.
Life Insurance FAQ
How Long Do I Need to Pay for Life Insurance?
How Much Does Life Insurance Cost?
Do I Need Life Insurance?
While holding a life insurance policy isn’t mandatory, it is a good idea if you have financial assets. Life insurance policies allow your family to maintain their current lifestyle in the unfortunate event of your passing. They can cover burial costs, mortgage payments, and other expenses while your family grieves your loss.
Do All Life Insurance Policies Come with Mortgage Protection?
No. Mortgage protection is typically offered as a separate policy. However, many insurance companies offer discounts for bundling policies. Talk to one of our friendly agents to find the best fit for your needs.
Mortgage Protection With Life Insurance Company Vs. Bank
Life Insurance Company
- Protects your family
- Controlled by you
- Fully portable – transferable to any house
- Fully portable – transferable to any house
- Allows shopping for better interest rates when mortgage renews
- Choice of life insurance plans and benefits
- Choice of amount of life insurance coverage and face amount does not decrease as the mortgage is reduced
- Coverage is convertible and renewable
- Expert advice – You deal with a professional insurance adviser about life insurance and all insurance coverage can be through one broker
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Bank (Mortgage Insurance)
- Protects the bank
- Controlled by the bank
- Runs out when house is sold or traded
- Inflexible – the mortgage must be paid off regardless of interest rates and other investment opportunities
- No shopping – unless you are willing to pay higher premium and are insurable
- Limited choices
- Coverage must be equal to the mortgage amount and decreases as the mortgage is reduced (the premium does not!)
- Non-convertible
- A missed mortgage payment often means lost coverage