AMC Insurance Acquires Weeks Insurance and Financial Services Inc. Our New office in South Surrey is located at 2982 152 St #101, Surrey, BC V4P 3N7

  • We Are Open Everyday 9am to 9pm
1-866-350-8555

South Surrey Home Insurance

Understanding Your Home Insurance Coverage

We often get asked what is covered by my insurance, Take a quick look below for a simplified look at the coverage. All policies are different and there are other types of coverage that you can get separately like earthquake insurance. Speak to an experienced insurance agent if you have any questions.

We Will Shop From All Of Our Insurance Companies To Get You The Best Home Insurance Rate

Your house is one of your most valuable assets. Our insurance experts are committed to working with you to design a policy that works for you. As we represent Canada’s largest and most financially stable insurance companies, we are able to secure competitive rates without compromising coverage, giving you the peace of mind you deserve. Choose AMC for your Home Insurance.

Get A Free Quote

Understanding Your Home Insurance Coverage

Home Insurance
South Surrey Home Insurance

Covers your home, your contents, and your family.

Tenant insurance
South Surrey Tenant Insurance

Protect your contents and liability with coverage for the property you are renting.

Condo insurance
South Surrey Condo Insurance
Covers your property and interior of your condominium or townhouse.

Essential Components of Home Insurance

House insurance
The Building

Coverage for your building and any listed detached structures like a garage, shed, and pool house.

Contents Insurance
The Contents

Coverage your belongings, including. clothes. furniture, electronics, and other personal property.

Hotel Insurance
Living Expenses

Helps cover expenses that would occur if you have to live away for a period of time, including hotels, meals, storage and more.

Liability insurance
Liability Issues

Protect you financially from accidents that causes bodily injuries or property damage to others while they’re on your property.

Cost Factors That Affect the Price of Your South Surrey Home Insurance

  • Replacement cost – The cost of rebuilding your home and replacing your contents is the number 1 factor in your insurance cost.
  • Location –If you live in an area that has a higher chance of flooding, wild fires, or illegal activity.
  • Claims history – If you have a history of making claims, the cost of your premium will be higher and stop you from getting a claims free discount.
  • Age of roof – If your roof is older than 2o years, it may be deemed not able to withstand the weather and could increase your premium.
  • Credit Score – Your credit score will be taken into account to determine your insurance rate.
  • Fire Issues – Though most urban homes are close to a fire hydrant, rural homes may be too far to get a discount for being within a specified distance.
Get A Free Quote
BUNDLE Home AND Auto to SAVE on Insurance

Home Insurance Articles and Resources

Have questions? Browse through our selection of resources from the listed categories. Check back regularly as we will be adding more articles weekly.
Condo Insurance
Strata Insurance
Tenant Insurance

South Surrey Home Insurance FAQ

What Are the Different Types of Home Insurance that AMC Insurance Offers?
AMC Insurance offers insurance for your house, condo, apartment, cottage, home-based business and rented dwellings. We can also cover identity theft and offer liability insurance. Read more about home insurance.
AMC Insurance offers tailored home insurance coverage to fit your lifestyle, so you can choose exactly what you want covered: your home, its contents, or yourself. Visit our home insurance section to learn more, or if you have specific questions about your coverage, contact us.
When calculating your premium, various factors are taken into consideration. Some examples include:
  • The location of your home
  • The age and condition of your home.
  • The number of years you have lived in that home
  • If your home is built for or used by more than one family
  • How your home is heated
  • Proximity to fire-fighting support
  • If you work at home
  • How much protection you want
  • The number of claims you have made in the past

The premium you pay is determined by different factors. The good news is, there are actions you can take to reduce your premium and simultaneously protect your home:

  • Evaluate your coverage every year to make sure it reflects the current value and condition of your home, and takes into account major improvements or purchases.
  • Implement preventative measures like an alarm system, main line backwater valves, water sensors, alarmed sump pumps, and tankless water heaters. You should also perform regular maintenance to your plumbing, your electrical and heating systems and your roof.
  • Ask your broker about discounts you may be entitled to – you might qualify for additional discounts if you are mortgage or claims free.
  • Avoid a cancellation penalty by waiting for your renewal date if you want to switch insurance companies.
  • Some coverage options might allow flexibility. Your broker can help you determine precisely the level of coverage you need.
  • Paying your premium annually can help you avoid interest charges or service fees.
We do! In fact, our extensive water damage coverage allows you to customize your insurance policy in the event that water enters your home. Availability depends on each individual situation, please consult us for more information.
If you are worried about water damage, then our extensive water damage coverage is for you: sewer backup, water and sewer lines, overland water and ground water can all be part of the coverage you can customize based on your needs.
Yes, you need to advise your insurance broker if you are doing any home renovations. In some cases you may need Permission for Renovations added to your policy. You will also want to consider whether you need to increase your limits of coverage.

There is no charge for a quote for BC home insurance from AMC Insurance. There is also no obligation to purchase a quote. To ensure that you are not overpaying for your house insurance, tenant insurance or condo insurance, we invite you to come in and get a comparison quote for free! You can also request a BC home insurance quote online here.

Comprehensive is the most inclusive home insurance policy; it covers both the contents and building (if applicable) for all risks, except for those specifically excluded. These policies are also referred to as All Risks Insurance. AMC offers comprehensive insurance coverage for house insurance, condo insurance and tenant insurance.
You can review your policy with a AMC Insurance broker to make sure your coverages are correct and you have all eligible discounts.

Yes, BC home insurance is available within an installed house alarm in most cases. Additional discounts may apply when a fully functional monitored alarm or local alarm is installed. This discounts can sometimes even exceed the cost of the alarm. Ask your AMC Insurance broker for details.

The cost of insurance in BC depends on many factors including where your home is located, the type of policy, the limits of coverage, your claims history and other possible discounts.
Although home insurance is strongly recommended, there is no law that requires residents to carry home insurance. However, if you have a mortgage on your home, the mortgage company most likely requires you to carry home insurance.
There are several types of insurance policies you can purchase. Please remember that the wording and what is covered may vary within these general categories from one insurance company to another. You should pay particular attention to the limits of coverage and policy wordings when purchasing a home insurance policy in BC. In many areas of BC it is also important to consider Earthquake Insurance and Overland Water Coverage.

Get Affordable Policies for House Insurance in South Surrey and White Rock, BC

Your home is your sanctuary—a place where you can unwind, feel safe, and truly be yourself. It’s a space filled with memories and comfort, and no one ever wants anything to happen to it. However, life is unpredictable, and accidents like fires or natural disasters can strike when you least expect them, potentially turning your world upside down.

Whether you own your home or are renting, it’s always wise to be prepared for the unexpected. Protecting your home or belongings with the right insurance is essential. For renters in South Surrey and White Rock, acquiring renters insurance is a smart way to safeguard your prized possessions and ensure peace of mind.

Don’t leave your home or valuables unprotected—reach out to AMC Insurance in South Surrey and White Rock today to explore your options and find the perfect coverage for your needs!

Helping Provide Affordable Home Insurance in South Surrey and White Rock

Protecting your home is simple and stress-free when you work with AMC Insurance. As the leading insurance professionals for home insurance in South Surrey and White Rock, we’re here to ensure your most valuable asset is safeguarded. Our certified and experienced agents have helped countless homeowners find the right coverage, and we understand just how important it is to protect your home from unexpected disasters. With our extensive industry experience, we’re ready to answer all your questions and guide you toward the perfect policy.

At AMC Insurance, we recognize the importance of having a reliable home insurance policy, which is why we also offer affordable renters insurance for South Surrey and White Rock residents. Whether you own or rent, protecting your investment from accidents and disasters is essential. When you choose AMC Insurance, you’re partnering with the best in the business. We handle all the complexities of home insurance so you can focus on what matters most—enjoying your home with peace of mind.

Let us take the worry out of protecting your home. Contact our South Surrey and White Rock team today to find the coverage that’s right for you!

Experienced Home Insurance Professionals in South Surrey and White Rock

At AMC Insurance, we bring years of experience to the table and have helped countless homeowners in South Surrey and White Rock find the perfect policies for home and renters insurance. Our commitment to protecting your property drives us to offer a variety of insurance plans that can be tailored to meet your unique needs. We understand how much you value your home, and we’re here to ensure it’s safeguarded against unexpected damage.

Our home insurance policies are designed to provide comprehensive coverage, so you won’t have to face financial hardships if your property is damaged or destroyed. With AMC Insurance, you can rest easy knowing your investment is protected by experts who care.

Trust the best in the business—contact our South Surrey and White Rock team today to find the right home insurance plan for you!

Call Now