We often get asked what is covered by my insurance, Take a quick look below for a simplified look at the coverage. All policies are different and there are other types of coverage that you can get separately like earthquake insurance. Speak to an experienced insurance agent if you have any questions.
Your house is one of your most valuable assets. Our insurance experts are committed to working with you to design a policy that works for you. As we represent Canada’s largest and most financially stable insurance companies, we are able to secure competitive rates without compromising coverage, giving you the peace of mind you deserve. Choose AMC for your Home Insurance.
Covers your home, your contents, and your family.
Protect your contents and liability with coverage for the property you are renting.
Covers your property and interior of your condominium or townhouse.
Coverage for your building and any listed detached structures like a garage, shed, and pool house.
Coverage your belongings, including. clothes. furniture, electronics, and other personal property.
Helps cover expenses that would occur if you have to live away for a period of time, including hotels, meals, storage and more.
Protect you financially from accidents that causes bodily injuries or property damage to others while they’re on your property.
AMC Insurance offers insurance for your house, condo, apartment, cottage, home-based business and rented dwellings. We can also cover identity theft and offer liability insurance. Read more about home insurance.
AMC Insurance offers tailored home insurance coverage to fit your lifestyle, so you can choose exactly what you want covered: your home, its contents, or yourself. Visit our home insurance section to learn more, or if you have specific questions about your coverage, contact us.
When calculating your premium, various factors are taken into consideration. Some examples include:
The premium you pay is determined by different factors. The good news is, there are actions you can take to reduce your premium and simultaneously protect your home:
We do! In fact, our extensive water damage coverage allows you to customize your insurance policy in the event that water enters your home. Availability depends on each individual situation, please consult us for more information.
If you are worried about water damage, then our extensive water damage coverage is for you: sewer backup, water and sewer lines, overland water and ground water can all be part of the coverage you can customize based on your needs.
Yes, you need to advise your insurance broker if you are doing any home renovations. In some cases you may need Permission for Renovations added to your policy. You will also want to consider whether you need to increase your limits of coverage.
There is no charge for a quote for BC home insurance from AMC Insurance. There is also no obligation to purchase a quote. To ensure that you are not overpaying for your house insurance, tenant insurance or condo insurance, we invite you to come in and get a comparison quote for free! You can also request a BC home insurance quote online here.
Comprehensive is the most inclusive home insurance policy; it covers both the contents and building (if applicable) for all risks, except for those specifically excluded. These policies are also referred to as All Risks Insurance. AMC offers comprehensive insurance coverage for house insurance, condo insurance and tenant insurance.
You can review your policy with a AMC Insurance broker to make sure your coverages are correct and you have all eligible discounts.
Yes, BC home insurance is available within an installed house alarm in most cases. Additional discounts may apply when a fully functional monitored alarm or local alarm is installed. This discounts can sometimes even exceed the cost of the alarm. Ask your AMC Insurance broker for details.
The cost of insurance in BC depends on many factors including where your home is located, the type of policy, the limits of coverage, your claims history and other possible discounts.
Although home insurance is strongly recommended, there is no law that requires residents to carry home insurance. However, if you have a mortgage on your home, the mortgage company most likely requires you to carry home insurance.
There are several types of insurance policies you can purchase. Please remember that the wording and what is covered may vary within these general categories from one insurance company to another. You should pay particular attention to the limits of coverage and policy wordings when purchasing a home insurance policy in BC. In many areas of BC it is also important to consider Earthquake Insurance and Overland Water Coverage.
Your home is your biggest asset, and you should do everything in your power to protect it from any damage. There are numerous instances where homeowners have lost everything in a fire hazard or a natural disaster. You never want to leave things to chance, as tragedy can occur at any moment, and you may end up losing the roof over your head. The best option for you would be to acquire home insurance in Vancouver so that you are safe from all kinds of tragedies.
At AMC Insurance, we believe in providing homeowners in Vancouver with peace of mind by ensuring their most valuable asset is protected from any disaster. Our insurance professionals will sit down with you and offer you the most affordable insurance policy for your home. We have been in the business for a long time and can help clients with tenants insurance in Vancouver and condo insurance in Vancouver.
You must acquire a suitable home insurance policy in Vancouver because you never know when an accident occurs, and you have to cover the costs of damage to your home. When you have home insurance in Vancouver, you can sleep peacefully with the knowledge that you are protected from all tragedies and disasters athome. At AMC Insurance, we know how important it is to help homeowners with the best condo insurance in Vancouver.
We even offer tenants insurance in Vancouver because we believe in helping provide people with the best coverage for their properties. The costs of repairing your home after a fire, flood, or a natural disaster can be excessive, and you don’t want it all to come out of your pocket. That’s the reason why home insurance in Vancouver is such a necessity. You achieve peace of mind and know that your bank account won’t be drained if a disaster occurs.
At AMC Insurance, our agents will sit down and explain all the features of your policy. We want to ensure that you make the best decision for your home and are covered from all accidents. That is why we are the first choice of so many homeowners when looking for home insurance in Vancouver. Our goal is to provide the right coverage to homeowners and help them cover the costs of damage so that their homes can be repaired quickly after an accident or natural disaster.