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New Westminster Auto Insurance

Your Specialists for ICBC Autoplan and Private Auto Insurance in New Westminster

Around 960 car accidents occur daily in British Columbia, highlighting the crucial need for appropriate auto insurance to shield you and your family from expensive accident claims. Car insurance shouldn’t be complex; our experienced New Westminster agents are here to assist you in renewing your ICBC autoplan and selecting the right private insurance and coverage tailored to your needs and budget.

Reach out to our New Westminster auto insurance office for a free quote and discover more about ICBC and private auto plans and pricing.

 With our expert team by your side, you can relax knowing that you have the coverage and support you need in case of an accident.

Driving in British Columbia can be unpredictable, with changing weather conditions and busy roads. That’s why it is essential to have adequate auto insurance coverage to protect yourself financially. Our knowledgeable agents are here to help you understand the different types of auto insurance available and guide you in choosing the best options for your individual needs.

Auto Insurance Choices at Our New Westminster Location

In British Columbia, it’s mandatory for drivers to buy a minimum level of basic insurance from ICBC. Yet, based on your specific requirements, you might want to explore additional coverage options. Our car insurance experts in New Westminster are available to guide you through the various auto insurance choices, including different packages and coverages.

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New Westminster Basic Autoplan

ICBC Basic Autoplan is the mandatory car insurance for vehicles in British Columbia. Our auto insurance experts in New Westminster are ready to assist you in securing the best possible rate for your ICBC renewal.

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New Westminster ICBC Optional Insurance

These are optional products offered by ICBC that provide coverage for extended third-party liability, loss of use, rental vehicles, non-collision damage, and additional benefits.

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New Westminster Private Insurance

You can also purchase additional coverage from private auto insurers, allowing you to select the level of protection that best suits your needs.

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ICBC-Enhanced Care New Auto Insurance

New Westminster Basic Autoplan – What It Includes

ICBC Basic Autoplan offers the minimum required protection and is mandatory for vehicle owners in BC. Our New Westminster auto insurance experts can assist you in purchasing the Basic Autoplan and help determine if you need additional coverage based on your needs.

Third Party Liability

Crashes cause injuries and damage vehicles and property. If you’re at fault, your Basic Autoplan covers up to $200,000 for others’ injuries and vehicle damage.

Accident Benefits

Cover the medical costs and lost wages for you and your passengers if you’re injured in a car crash, regardless of who’s at fault.

Underinsured Protection

Provides up to $1 million if you’re injured or killed by the driver of an underinsured vehicle and you are not at fault for the crash.

Hit and Run Protection

Coverage up to $200,000 is available to BC residents whose property is damaged, or who are injured or killed by an uninsured or hit-and-run driver.

New Westminster Optional Autoplan – What Is Available

ICBC Optional Autoplan is additional coverage that you can purchase if you wish. It offers a wide range of products to increase your level of car insurance protection including:

Loss of Use
At Fault Collision
Specific Perils
Rental Vehicle Coverage
Extended Third Party Liability
New Vehicle Protection
Comprehensive
Extended Underinsured Motorist Protection

New Westminster Private Optional Insurance

When purchasing extra protection with a private auto insurance, like Family Insurance Solutions and Intact Insurance, you can expect coverage for the following:

  • Extended Liability
  • Excess Underinsured Motorist
  • Collision
  • Comprehensive Cover or Specified Perils
  • Limited Depreciation
  • Replacement Cost

Contact an AMC Insurance agent for specific details about Private Optional Car Insurance in New Westminster.

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Get Your FREE Insurance Quote Today!

To get your free insurance quote, contact us online or call us at 1-866-350-8555. We are here to help you with all of your New Westminster car insurance needs.

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Auto Insurance Articles and Resources

Have questions? Browse through our selection of resources from the listed categories. Check back regularly as we will be adding more articles weekly.

New Westminster Auto Insurance FAQ

What Is Collision Coverage?
Collision covers damage to your vehicle if you are in an at fault accident. Collision also helps pay for towing and storage (If necessary) even if the crash is your fault. Collision is an optional additional coverage with ICBC.

Comprehensive coverage is similar to “All Risk” coverage. All perils are insured unless excluded in the policy wordings.

Specified Perils insures your vehicle for loss or damage from fire, earthquake, explosion, lightning, windstorm, hail, rising water and theft. Specified Perils is typically a lower cost alternative to Comprehensive Coverage.
Third party liability is coverage in case you are in an at-fault crash. If you are responsible for a claim, you could be liable for damages including injuries, vehicle damage and other expenses for the other driver and their passengers. Basic Autoplan insurance with ICBC covers $200,000 coverage for Third Party Liability. Higher liability limits are available.

The RoadStar Package includes Loss of Use coverage, Rental Vehicle Coverage, Vehicle Travel Protection and Lock Re-Keying.

Roadstar is sometimes also referred to as the discount level with ICBC. Once a driver reaches a 43% discount, they are considered Roadstar.

Roadside Plus includes Loss of Use Coverage, Rental Vehicle coverage, Vehicle Travel Protection, Lock Re-Keying, Emergency Roadside Expense Repayment, Theft Deductible Waiver, Destination Assistance and Family Worldwide Transportation.
Underinsured Motorist Protection protects you if you are in an accident and the other driver is at fault but does not have enough insurance

The Insurance Corporation of British Columbia. More information about ICBC can be obtained on the ICBC website.

With the new taxation law you can gift a vehicle to an immediate relation only including but not limited to: Spouse, Parent, Grandparent, Child (Spouse), Grandchild (Spouse) and Sibling (Spouse). Please pick up the appropriate form in our office. All other gifted vehicles will need to have a fair market value applied for taxation.
It is a good idea to record the following:
  • Information on the other driver(s) including; drivers license number and issuing province or state, name ,address and phone number
  • Information on the other vehicles involved in the crash: Plate number and issuing province or state, Vehicle Identification Number, Registration number, Year, Make and Model of the car.
  • Name and Contact information of witnesses
  • Details on the accident, such as the direction the vehicles were driving and what lane the vehicle was in
  • Where and when the accident took place
  • Weather and road conditions

To get an ICBC Autoplan quote, you can visit or call any AMC Insurance location in BC. Alternatively you can request a car insurance quote through our online quote request form. AMC Insurance can also provide auto insurance quotes for private car insurance in BC.

Protect Yourself from Expensive Accidents with Auto Insurance in New Westminster

You never want to be responsible for an accident, as it means covering the repair costs for both your vehicle and the other party’s. Additionally, you might be liable for the injured party’s medical expenses, leading to a major financial burden. Auto insurance can shield you from financial devastation if you’re ever in an accident.

At AMC Insurance, we safeguard drivers from the financial strain of costly lawsuits and vehicle damage expenses. Our auto insurance in New Westminster helps cover all damages to the other party, so you don’t need to worry about your finances. You can discuss the specifics of your policy with our insurance agents. We’re committed to ensuring you have sufficient coverage for any medical costs of injured parties.

 

We can help you find the best autoplan in New Westminster that suits your budget, protecting your finances in case of an accident. Repair costs for your vehicle can be significant, but auto insurance in New Westminster can help protect against that.

Secure Auto Insurance for Vehicle Accidents with an Autoplan in New Westminster.

Handling the consequences of a car accident can be challenging and unpleasant. However, auto insurance in New Westminster can simplify matters. It not only shields you from financial loss but also covers the medical expenses of those injured in the accident. This is why having car insurance is crucial for all drivers on the road.

If you are at fault in an accident, you may be responsible for substantial damages to the injured party, potentially draining your finances. To avoid such a setback, consider reaching out to AMC Insurance specialists. We provide the most cost-effective autoplan in New Westminster for drivers seeking protection against costly legal claims.

Opting for auto insurance in New Westminster is a wise decision, and it’s recommended that drivers maintain insurance policies. If you’re in search of car insurance, contact AMC Insurance today.

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