Current restrictions on travel make it difficult to get away from home, but not impossible.
People will weigh their own risks when traveling to be with family, for business, or for a vacation. Air travel has resumed but with restrictions and considerations in place. The government is urging people to stay within their safe home bubble. Many destination hotels or resorts remain closed due to the significant drop in tourism worldwide. Some hotels have shut down, converted to residential use, or reduced capacity because of the economy. Tourist attractions and local tour operators may also be closed due to COVID-19 restrictions.
Many countries require testing upon arrival and a mandatory quarantine period, often pre-arranged before landing. Traveling during COVID-19 means countries have strict rules regarding your movements. For example, Singapore issues a tracking bracelet for quarantine stays.
If you plan to travel, remember to check travel insurance requirements. Most travel insurance policies, including company benefits plans, are no longer adequate. Many destinations now require insurance to cover treatment, quarantine, and return travel costs if you come into contact with COVID-19. Regular travel insurance plans will not cover these expenses. Check the local COVID-19 rules for both residents and travelers before making plans. Limited flights and restrictive airport stopovers are additional factors to consider when planning your trip.
Here is a helpful site from the Government of Canada for Travel Advisories.
For vaccination advice for Canadians traveling abroad, refer to: Vaccines.
At AMC, we have you covered. Through a special supplemental plan with TuGo, we meet the additional coverage requirements. The COVID-19 Insurance plan provides $500,000 CAD for emergency medical and quarantine-related expenses. This applies if you test positive and are diagnosed with COVID-19 while traveling outside Canada. The plan includes a $250 USD deductible.
This plan is available for Canadians not traveling against a physician’s advice. You must have no diagnosed terminal condition and no recent diagnosis or symptoms of COVID-19. Plans must match a base TuGo policy and cover the full trip dates before leaving Canada. If you are covered under TuGo’s annual travel plans, this policy can cover the entire single trip.
Traveling during COVID-19 requires extra precautions and planning. You can take steps to stay safe, but unexpected events can still happen. Choose the right Travel Insurance Program to avoid financial difficulties. Let AMC Insurance guide you to the best coverage for your trip. Stay safe!
