5 Ways To Save On Car Insurance In BC

Low Kilometer Discount

Starting September 2019, a new 10 percent discount will be available for vehicles driven less than 5,000 km annually. Contact your local car insurance broker to learn how to provide the proper documentation and qualify.

Who would benefit?

This discount is ideal for those who don’t use their vehicle often. Examples include those who drive only on evenings and weekends, commute using public transportation, or own a second vehicle that’s rarely used. The discount applies to Basic, Extended Third Party Liability, and Collision premiums.

Eligibility

Eligibility is based on mileage driven in the past 12 months. Odometer readings are required from the previous policy term and at policy renewal one year later.

Experienced Driver Discount

Experience matters. If everyone in your household driving the vehicle has over 10 years of driving experience, you may qualify for savings. The vehicle must be at base rate or lower on the claim-rated scale. Suspended, expired, prohibited, or cancelled licenses for a year or more will not count toward driving experience.

Seniors Discount

You may save 25 percent on Basic Autoplan if both the owner and principal operator of the vehicle are 65 or older. To qualify, the vehicle must not be used for commuting, business, or delivery purposes. From mandatory auto insurance to private coverage and coverage for RVs, classic cars, and motorcycles, AMC Insurance offers great info and discounts. Contact us for a free quote or call us to learn more.

Anti-Theft Device Discount

Passive electronic immobilizers Electronic immobilizers disable the engine when the ignition is turned off. The engine will not start unless it recognizes a key with a chip or a linked electronic device.   The activation type determines whether the device qualifies as a passive electronic immobilizer.  

• Passive immobilizers activate automatically by removing the key from the ignition.
• Manual immobilizers require pressing a button to activate.

  Vehicles with a passive immobilizer may qualify for savings on Comprehensive or Specified Perils coverage. Find one of our Autoplan Brokers nearby for more details.   Note: Motorcycles and trailers are not eligible for this discount.  

Anti-theft deductible savings

  Using an anti-theft device may qualify you for a $100 deductible rebate under these conditions:  

• The device prevents your vehicle from being stolen, and there is evidence of attempted theft.
• The vehicle is stolen and recovered, with proof the anti-theft device was compromised.

  Unfortunately, motorcycles and trailers are not eligible for this discount.  

Disability Discount

If you’ve been approved for a fuel tax refund under B.C.’s Fuel Tax Refund Program for Persons with Disabilities, you may qualify for a 25 percent discount on your Basic Autoplan. This applies even if you don’t drive the insured vehicle. Bring the appropriate documentation to your Autoplan broker to have the discount added to your policy. If you have questions about these discounts, please call an AMC Autoplan expert at any of our 9 locations or email us.