Starting September 2019, we will offer a new 10 per cent discount for vehicles that are driven less than 5,000 km in a year.
The discount may benefit those who do not regularly use their vehicle, for example, those who only drive on evenings and weekends, use public transportation to commute to school or work during the week, or simply have a second vehicle that’s not used very often.
The discount applies to Basic, Extended Third Party Liability and Collision premiums.
The discount is based on the mileage driven over the last 12 months. This is determined by an odometer reading from the previous policy term, and another at the policy’s renewal a year later.
Experience pays off. If everyone in your household who drives your vehicle has 10 or more years driving experience, you could be eligible for savings.
The vehicle needs to be at base rate or lower on the claim-rated scale. If your driver’s licence has been suspended, prohibited, expired or cancelled for any continuous period of a year or more, that time wouldn’t count towards your driving experience.
You may qualify for a 25 per cent saving on Basic Autoplan if both the vehicle owner and principal operator are 65 or over, and don’t use the vehicle for commuting, business or delivery.
Electronic immobilizers disable your car’s engine when the ignition is turned off. An engine with an immobilizer won’t start until it recognizes a special key (with computer chip) or electronic device (usually on key ring). Electronic immobilizers offer the highest level of protection.
The way an electronic engine immobilizer is activated determines whether or not the device is a passive electronic immobilizer.
Note: motorcycles and trailers aren’t eligible for the anti-theft device discount.
Using an anti-theft device for your vehicle could also get you a $100 deductible rebate when:
Unfortunately, motorcycles and trailers aren’t eligible for the anti-theft device discount.
If you’ve been approved for a fuel tax refund under the B.C. government Fuel Tax Refund Program for Persons with Disabilities, you may also qualify for a 25 per cent discount on your Basic Autoplan—even if you don’t drive the vehicle you’re insuring.
Eligible drivers must bring appropriate documentation to their Autoplan broker’s office to have the discount added to their policy.
If you have any questions about these discounts please call an AMC Autoplan expert at any of our 8 locations.