What are the top 10 way to protect your identity? The hackers always try to get information related to the financial transaction and steal them in every possible way. People should always keep their identity and credentials secret in order to reduce such threats. Here is a checklist, which will help the user to be secured from such threats.
Mailbox
The house owner should always keep the mailbox locked so that nobody can steal anything from it. Another option that the user can adopt is using PO Box at the post office. If the user has to go out of the town, he should put stop order on mail delivery.
Bank Statements
A person should check their bank statement every month in order to check the purchases made in that month. The user can also set his account on the bank website in order to check the daily as well as monthly transaction. In this way, you will come to know about everything that is done within your bank account.
Credit report
Users can check their credit report for free once each year. They are given this facility through Equifax, Experian, and Trans Union. Users can check their report and report errors if any. You should also report about the accounts that he cannot recognize.
Disposal
Thieves can steal financial information from the garbage can or other places so users should dispose of the financial papers in such a way that thieves cannot access them. The best to protect your identity is to use crosscut shredder in order to dispose of it and prevent the thieves to access it.
Storage of personal information
If a person keeps all his personal data in his wallet and it gets lost or stolen, it can be a big problem for the user. He should leave all the documents at home like a credit card or security card, which are not used, regularly used. Other sensitive information like birth certificate, immigration documents, insurance policy information and the like can be stored in a fireproof lockbox for security.
Unknown phone calls and emails
Users daily get phone calls and emails from various unknown sources. Some of them even ask for bank details and other personal information. Users shall not provide any such information as these can be the call of hackers or thieves who can use the information to steal money from the bank account or make purchases.
In order to block such calls, users can use the National Do Not Call Registry.
Difficult login and passwords
Users should use difficult logins and passwords as hackers can decode them easily and can use the account for criminal purposes. The login and passwords should be made using letters, numbers, and special symbols Users can store those credentials on paper or in some other device, which is not used for connecting to the internet.
Credit card
Users should use only one credit card for paying bills and for other transactions. One more thing to remember is that debit cards shall not be used for online transactions.
Remember that only you can take steps to protect your identity, do not expect your banks or the government to do it for you.
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